Description de poste
For one of our clients, a private bank based in Geneva, we are looking for a:
CREDIT ANALYST (Lombard & Morgages lending)
Job description
Within a small team your will be in charge of :
1. Analysing the credit files, monitoring the credit exposures and reporting to Head of credit department
2. Executing approved transactions including documentation and perfection of security
3. Processing credit lines as well as fixed term loans in the system following approval of credit applications ensuring all terms & conditions are met
4. Following up the required credit documentation collected for each file as per demands of the Credit Committee
5. Monitoring of excesses under credit lines, uncovered credits and preparation of the periodic watchlists
6. Controling and reporting on the credit approvals and watchlist to competent authorities
7. Reviewing of mortgage loans and ensuring payment of interest and amortization as per approved schedule.
Required skills
8. Master in business and finance
9. Min. 5 years of experience as a credit analyst
10. Good knowledge of modern tools and techniques for such an activity
11. Capacity to assess credit risk
12. Reports on work in progress on regular basis
13. Ability to work autonomously
14. Very good Communication and interpersonal skills
15. General knowledge of banking regulationslation
16. Available on short notice
17. Languages : French and English
All files will be treated with the utmost confidentiality