Your role
As a Senior Credit Officer Lombard at Bank J. Safra Sarasin you are working closely with a Lombard team of highly competent and experienced specialists, both to structure new transactions and to manage a very substantial portfolio of Lombard limits and provide high quality work as an experienced, committed and dynamic professional, both as a business enabler and credit risk manager.
Your responsibilities
1. Management of Lombard credits and Structured Lombard credit transactions, advisory to Relationship Managers, Department and Regional Heads, risk-appropriate credit analyses based on the Bank’s Credit Policy, credit decisions and transaction execution
2. Provide solutions and risk oriented support to sales organization, pro-actively working with Private Banking teams and key stakeholders in structuring standard and non-standard credit proposals
3. Propose credit transactions to the relevant authority level and execution of approved transactions including documentation and perfection of security
4. Processing periodic credit reviews, credit limit requests and portfolio overviews
5. Provide ongoing support to the Management with regard to the identification and management of credit risks using a holistic approach; support in structuring new credit products, drafting policies and guidelines, project management
6. Promote an integrated team and share knowledge, experience and best practices
7. Promote a strong risk culture within the Bank and improve coordination and communication with the national & international network of the Bank
8. This is an office based role
Your profile
9. Higher education in either Banking, Business or Finance; any additional education in the Credit area is a plus
10. 10+ years of practical experience in the field of Lombard credit, credit risk, Lombard structuring or Lombard advisory, preferably in a private bank
11. Excellent Microsoft Office skills, knowledge in Avaloq is a plus
12. Strong analytical and technical skills combined with an ability to apply these in a practical and balanced manner
13. Well organized self-starter with the ability to work independently and efficiently