Credit Risk Officer Responsibilities: Performs an in-depth analysts on the credit applications submitted by account management, including financial analysis, business risk, structure risk, country risk, etc. Pro-actively shares the risk appetite with the account management function to maintain a common risk culture, including providing guidance on the structuring of the facilities (covenants, tenors). Maintains an active dialogue with account management, Head-Office Risk management and local senior management on portfolio management, client development (join client meetings) and upcoming proposals. Provides a written credit opinion during the credit application process (including one-off transactional approvals) to local and/or global decision makers highlighting in the advice the key risks, mitigants and suggestions to improve the request. Ensures the quality and consistency of the credit applications and checks the compliance of the application Reviews legal documentation, ensures the post-approval follow-up (conditions/limit adjustments) and reviews/approves the risk ratings. Participates in projects (internal, regulatory) and deliverables (reporting, audits). Profile : Degree in business administration, finance, economics or international business. Specialisation in commodity finance preferred At least 8 years of banking experience with very strong skills in transactional trade and commodity finance Knowledge of corporate banking concepts, loan documentation and credit analysis. Good knowledge of trade finance (LC/Guarantees), borrowing base structures (collateral), financial markets and lending products. Very high degree of integrity. Ability to work under pressure and within tight dead-lines. Strong analytical and critical thinking skills. Enthusiastic team-player who listens and contributes to the success of others. jidd103ce6afr jit0313afr